Pricing
Year-round AI tax copilot. From $0.
AI tax copilot that finds deductions year-round. We don’t file for you — we make sure you don’t miss anything when FreeTaxUSA or Cash App Taxes does.
Free
For the W-2 employee who wants a sanity check before filing.
- Upload last year’s 1040 (PDF)
- AI scans for 5 most-common missed deductions
- Encrypted client-side (libsodium + Argon2id)
- Hand-off PDF to FreeTaxUSA / Cash App Taxes
- Community support
Plus
For the W-2 + side-hustle filer who wants quarterly check-ins.
- Everything in Free, plus
- AI scans full prior 3 years of returns
- Quarterly deduction nudges (Apr / Jul / Oct / Jan)
- W-4 + estimated tax calculator
- Multi-state coverage
- 1099 / W-2 photo extraction
- Email support
Pro
Most popularFor the freelancer / contractor / Etsy seller with Schedule C income.
- Everything in Plus, plus
- Schedule C deduction optimizer
- Home-office (8829) + mileage calculator
- QBI deduction analyzer
- Receipt vault with AI categorization
- Real-time tax-impact estimator (every transaction)
- Year-end CPA-handoff package
- Priority support
Need multi-LLC or one-shot human review? See all plans →
Apples-to-apples
What you'll actually pay across services.
| Service | Headline price | Filing handled by | All-in cost |
|---|---|---|---|
| TaxMeUp Pro | $39/yr | Use FreeTaxUSA ($0) or Cash App Taxes ($0) | $39/yr |
| TurboTax Premium + Live Assist | $169 | In-product | $258 with state |
| H&R Block Self-Employed | $80 | In-product | $117 with state |
| TaxAct Self-Employed | $79.95 | In-product | $135 with state |
| FreeTaxUSA (alone, no copilot) | $0 | In-product | $15.99 state |
TaxMeUp is a copilot, not a filer — you keep the right to file with whatever no-cost service you prefer. We don\u2019t lock you in. Sources: published competitor pricing pages, FTC TurboTax settlement docs, FreeTaxUSA pricing page (April 2026).
More entities, deeper review
Pro+ and Concierge plans.
Pro+
$99/yrFor multi-LLC operators, real-estate investors, K-1 receivers.
- Everything in Pro, plus
- Multi-Schedule C (one per single-member LLC)
- Schedule E (rental real estate)
- Up to 5 K-1s (partnership / S-corp)
- Cost-segregation summary import
- Cross-entity reconciliation
- Detailed CPA-ready audit trail
Concierge
$149 one-timeOne-shot deep-dive with an AI + human-reviewed deduction audit. Available January–April only.
- Everything in Pro+, plus
- AI scan of last 3 years for amendable returns
- Human-reviewed deduction audit by tax pro
- Amended-return prep (1040-X) if missed deductions found
- Refund Match Guarantee (up to $500)
- White-glove handoff to FreeTaxUSA / Cash App Taxes / your CPA
See encryption + AI vision in 60 seconds.
Try the live demo. No signup. We encrypt a sample W-2 in your browser, run real AI extraction, and generate a Form 1040 PDF — so you can see the moat with your own eyes.